The Financial Inclusion Fund, also famously known as the Hustler
Fund has been launched by the President of the Republic of Kenya, H.E.
William Ruto, Ph.D., CGH.
The Hustler Fund is part of the government’s answer to predatory lending
that has historically denied many households an opportunity to make their
rightful contribution to nation-building. The Fund is expected to offer
much-needed relief and a new lease of life to over 8 million Kenyans, who had
been blacklisted. As a result, citizens will be able to start or boost their
hustles without being crushed by predatory lenders, shylocks, and over-the-roof
The Fund is designed to improve financial access to individuals, and micro, small, and medium-sized enterprises (MSMEs) in Kenya. It will lend to individuals and businesses at 8% per annum, the lowest interest rate ever charged in the Country.
The Fund will be offered on four different levels:
1. Loans to individuals;
2. Loans to groups (chamas);
3. Loans to small enterprises;
The amount of money that will be available on the personal loan platform is
KSh500 – KSh50,000.
Telkom Kenya customers can access the Hustler Fund via its T-kash Platform.
One may access it through both the USSD *254# and the T-Kash App platform.
To be eligible, one needs to fulfill the below conditions:
1) Be a Kenyan citizen with a valid National ID (18 years of age and above);
2) Have a valid registered SIM card and have been on any network for at
At least 90 days.
3) The minimum loan amount that can be disbursed is KES 500.
You can only access one loan at a time and will be able to access another
loan after repayment of any outstanding loan.